Is there going to be a house price crash?

Buying a home can seem like a daunting task. Even when you find the right property, the financial commitment can be colossal. This is especially true today, given the high valuation of property. Many of you have found yourselves asking the difficult question “am I making the right decision?"

House prices climbed hand in hand with the rapid expansion of credit. Put differently, money has become increasingly easy to borrow and this flood of money has fed into property prices.

When the economy turns and this money suddenly disappears from the table, borrowing will become difficult and house prices will be unsustainable at their current high levels. As the easy credit disappears, the property market will dislocate, leading to dramatic price falls. The House Price Crash is here. Make sure you are prepared and know what to do about it.

One Decision, Two Directions

What if one decision could send your life in two completely different directions?

Buying a home is the most important financial decision you will ever make, especially if this is your first property. As you may have gathered from the comments above, the decision you make is likely to have a significant impact on your future. I want you to make the right decision, based on the most relevant facts.

Its Simple Really

The current situation is simple, so let's not complicate it.

My aim is to provide the reader with an understanding of the most important, “Big Picture” factors affecting the property market today. The facts I deal with are plain, and I describe them simply. I deliberately avoid detail to focus on the key concepts.

What You Need To Do: Read The Essentials

Use the numbered navigation boxes on the left hand side to move through each of the “Essential” facts which you need to know. Once you have an understanding of these key facts you will be well placed to make the right decision.

In addition, by following the links at the top of the page you can see my outlook for the current market, find out important information in the "Resources" section, read the latest and most important property news, and view a range of the most commonly asked questions and answers.

Start here! Click to see how the house price crash affects you!

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